For Borrowers with Positive Cash Flow Properties
Program Highlights
Qualification based on property cash flow
Credit scores starting at 660
No personal income / no employment needed
Up to 85% LTV
40 year fixed rate interest only available
Loans up to $2 million
No limit on total number of properties
Purchase and cash-out or rate-term refinance
Properties can be in LLC’s name
Non-warrantable condos allowed
Short term rentals allowed
Get from Before to After faster.
Fast and flexible fix-and-flip loans for real estate investors
Renovations are hard work. Finding the right financing solution should be simple and quick.
In as little as nine days, you can obtain up to $5 million in funding for your investment acquisition.
Our ARV Pro loan is designed for independent real estate investors Who are Often tough to qualify. Based on the property’s “as repaired value” (ARV), it’s the best short-term, interest-only solution for acquiring and improving property value for fix-and-flip investors.
KEY FEATURES
Allows borrowers to finance improvements.Great for borrowers Who need a quick close.An interest-only 1-year term provides lower monthly payments.A higher LTV than hard money lenders.Available for Investor 14 properties (SFR, Condo and 2-4 Units).
Looking for a low LTV loan that’s a better alternative than hard money?
Long-term financing with easy credit qualification.
Our Fast5O Loan is designed for investors looking for a low LTV loan with better terms than hard money financing. Perfect for buy-and-hold investors with derogatory credit issues and high equity seeking quick and easy credit qualification, the Fast50 loan is available in a 3-year or 30-year term.
KEY FEATURES
Great for borrowers with a recent bankruptcy or notice of default.
No seasoning of ownership required.
Improved pricing compared to our Flexperm program.
Derogatory mortgage history is OK.
Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family Units( 5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse, Self-storage, and Automotive)
Looking for a short-term interest only investment property loan?
Get short-term financing with no prepayment penalties.
Don’t hold up your next investment property purchase while you’re selling your current property. In as little as nine days, you can obtain up to $2 million to finance your acquisition.
Designed for real estate investors looking for a short-term interest-only loan, our Flex I/O loan program has a higher LTV than hard money and no prepayment penalties.
KEY FEATURES
An interest-only, 24-month term provides lower monthly payments.
Available for purchase or cash-out refinance.
Perfect for acquiring or leveraging real estate holdings.
A higher LTV than hard money options.
Available for Investor 1-4 properties (SFR, Condo and 2-4 Units).
Get from Before to After faster.
Fast and flexible fix-and-flip loans for real estate investors
Renovations are hard work. Finding the right financing solution should be simple and quick.
In as little as nine days, you can obtain up to $5 million in funding for your investment acquisition.
Our ARV Pro loan is designed for independent real estate investors Who are Often tough to qualify. Based on the property’s “as repaired value” (ARV), it’s the best short-term, interest-only solution for acquiring and improving property value for fix-and-flip investors.
KEY FEATURES
Allows borrowers to finance improvements.Great for borrowers Who need a quick close.An interest-only 1-year term provides lower monthly payments.A higher LTV than hard money lenders.Available for Investor 14 properties (SFR, Condo and 2-4 Units).